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Whoa — is the end of this year really around the corner? Maybe, maybe not. As Winston Churchill once said: “Now this is not the end. It is not even the beginning of the end. But it is, perhaps, the end of the beginning.” I’m sure that explained everything very well.

When we reach this time of year, it seems that everyone is talking about resolutions and how the next 12 months can be the greatest year yet. Conversations tend to focus on budgets and goals; we revisit mission statements and the values that our companies represent.

As mentioned in previous columns, commercial building loans and their supporting activity are edging toward pre-recession levels. As of mid-year 2013, U.S. banks had issued just short of one trillion dollars in commercial real-estate loans, up almost 4% from a year earlier, according to official sources.

I grew up in Cadillac, Mich. And no, it’s not near Detroit. My parents still live there, and I like to go back and visit — especially when the high-speed pace of Chicago gets to me.

One of the companies we represent was owned by Russ Geaslen. He changed the boiler industry as we know it by designing and patenting the primary/secondary piping of modular boilers in 1964 (Patent No. US3329343A). Russ was half genius and half mad scientist. Unfortunately, he passed on to the big boiler room in the sky in 1996. I still miss him.

It’s no secret I want to kill social media. I consider 72.3% of it a cocktail party with no end and even less point. Yet the remaining percentage has some viability for business. The more we experiment, the more we throw out the useless, the more I see a twinkle of marketing light at the end of the tunnel.

This is the month when we Americans give thanks for all that is good in our lives and I’m all for that. I love the big meal, the gathering family and the Macy’s parade. I also love nodding off on the couch after all that grand stuff.

After completing a hydronic installation, especially one that’s taken you a few days longer than expected, do you ever ponder that there is just too much “stuff” in some of these systems?