Most people don't know what they owe. Get to a known financial position and pay off your debt.
I was inspired. I have been a little embarrassed that a smart, worldly person like myself doesn't speak a second language. So, I signed up for the Basic Spanish course at www.bilingualamerica.com. I received a workbook, flash cards and a half dozen CDs, and was introduced, via e-mail, to my tutor, Raelys.