Consider all the options available before making a decision for your future.
Retirement planning has become increasingly important as the population lives longer due to better health care.
Financial experts estimate that a retiree will need at least 70 percent of his pre-retirement income to maintain his
current standard of living.
Government programs, such as Social Security, may protect the elderly from falling below the subsistence level,
but in most cases these programs do not enable them to maintain a quality standard of living after retirement.